FHA mortgage insurance premiums won’t be going down in 2015

The cut in insurance premiums. charged annual premiums of 1.69 percent for a $300,000 loan from the two government-controlled companies, Green said. The mortgage companies’ new 3-percent down.

Freddie Mac: Baby Boomers pushing Millennials out of housing market The study, conducted by consulting company Age Wave in partnership with Merrill Lynch Global Wealth Management, also found that baby boomers are 49 percent more likely than their parents’ generation.

You can still avoid paying mortgage insurance after you have paid down your loan-to-value to 80% or less, such as refinancing your FHA loan to a conventional loan. How much is mortgage insurance As you can see in the FHA MIP chart above, borrowers who put down 5% or less the PMI is .85%.

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